Mon, Apr 18, 2005
AIG Aviation And Others Offer Better Terms
The AOPA Insurance Agency announced
last week that AIG Aviation is making it easier for older pilots to
get new insurance or to renew existing policies. Global Aerospace
had announced significant improvements in its terms for older
pilots one week earlier. AOPA is pursuing a study to determine how
aging affects pilots.
"This study is extraordinarily important to pilots, because the
answers could very well affect general aviation safety and the cost
of flying for everyone - something that members constantly tell us
is a primary concern," said AOPA President Phil Boyer in a release
AOPA will collect current information about flying and older
pilots. It is trying to find whether the records of older pilots
lead to the difficulties that are often faced when trying to
purchase insurance. It will study the AOPA Air Safety Foundation's
accident data, and try to find the cause of accidents facing older
pilots. Also, AOPA plans to hire an independent group to evaluate
the cognitive and neuro-muscular skills of aging pilots.
Pilots flying a single
engine fixed-gear airplane can get coverage from AIG if they meet
several standards, regardless of their age. Pilots must maintain a
current flight review and medical, and have not had any violations
or losses in the prior three years. They also must have maintained
currency in the make and model of aircraft for the last 12
Policy liability limits are up to $1 million total and $100,000
per passenger. Hull limits for aircraft max out at $300,000. Pilots
under age 80 will avoid many age related surcharges that are common
with some other companies. And of course, The five percent discount
for AOPA members still applies.
AIG already insures more than 7,000
pilots over the age of 70 who own aircraft. AIG is also the carrier
for the AOPA Non-Owned Aircraft Liability Program
"We're going to find the truth about how aging affects pilot
safety," said Boyer.
"And when we do, we'll report it - regardless of the outcome.
This affects all of us. And we're all getting older."
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